Yes and No. If you are seeking a Home Equity, Debt Consolidation or Refinance loan, then home ownership is definitely a requirement. However, if you are looking to buy a home and would like to qualify for our Purchase / First Mortgage loan, you do not currently have to own a home to do so.

Score Funding is a Georgia Residential Mortgage Licensee. Our company is also part a national affiliation with the BEfunded Equity Network of Mortgage Brokers and Loan Officers. Our customer's loan application is standardized to national standards and may be transferred to any jurisdiction throughout the United States, as long lending guidelines and requirements are met.

Once your online mortgage loan application has been received, you will be notified when your loan application has been reviewed. This should be within 24 hours.

No. Unfortunately we currently do not offer personal loans as an option. All loans are real estate based and require the purchase or refinance of equity in property.

Yes, they are! Your specific interest rate depends on factors such as the type of loan you desire, the amount of equity in your home, and your credit report. Whether your credit is good or less than perfect, we will match you with the best possible rates and programs that are made available to you.

Yes, Score Funding prides itself on respecting and honoring your right to privacy. Please read our Privacy Statement for assurance purposes.

Yes! We have loan programs that are geared towards helping borrowers that have experienced both past and present credit problems. Bankruptcies, judgments and tax liens...etc, will not exclude you from pre-qualifying for a mortgage loan. Even if you are in foreclosure, there is still a chance that we can help you. Unfortunately, we cannot obtain approvals for everyone, but we will do our best to succeed!

With today's hectic lifestyle, we realize that most individual's are more comfortable with completing the loan application at a convenient time after normal business hours. Please note that submitting an online application will actually assist in expediting the loan process and our Loan specialist will be better able to review your application. Whether you apply online or by phone, both are simple and free!

Score Funding bases loan applicant approval on the available equity in your home, not your credit history. We also have many programs that are not score driven.

Score Funding is committed to your right to privacy. We do not share your personal data with anyone, unless you request us to do so. Once your application is in process you can be guaranteed that all client information will be protected so that you are the only person to view your data, along with only those individuals requiring the information to approve your loan. Please read our Privacy Statement

Please be assured that you will not incur any charges by submitting a loan application. The process is 100% free. If you have a copy of a less than 30 day old tri-merged credit report or a less than 90 day old appraisal, we will be able to use these documents to provide a pre-qualification letter.

Applying online with Score Funding gives you the convenience and comfort of transacting your business wherever you are and at your own pace.

No. There are absolutely no upfront fees at Score Funding. We do however require that you purchase a copy of your credit report at a nominal charge. This report is similar to the one derived from the credit bureaus, but at an especially discounted rate.

Yes! As long as we receive an emailed appraisal that has met state requirements and has been recertified in the name of one of our Licensed Mortgage Affiliates, it should be accepted by most of our lenders. The appraisal company must be licensed and the report should not be more than 90 days old.

Yes, in most cases you can use your loan for any purpose. Consolidate your bills, make home improvements, take a vacation, buy a car or boat, start a new business... it's up to you!

Yes. Score Funding can offer all three types of loans, even if you currently have an existing first and/or second mortgage.

Yes. We have several loan programs where your income does not require verification.

Yes, in most cases. However, we advise you to speak to a tax consultant regarding your specific situation.

In most cases Score Funding can provide the money you need within 10 business days, or even in as little as 5 business days when possible.